Improper payments. Ghost recipients. Duplicate invoices. Ineligible contractors. Spectr is the AI-native intelligence platform that finds the fraud before the money leaves, and generates the compliance reports agencies are legally required to file.
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LLMs can now parse unstructured claims documents, cross-reference thousands of data sources in milliseconds, and explain every flag in plain language. This capability did not exist at production cost 3 years ago.
Government waste is the most politically bipartisan issue in America. Every legislator needs a win. Agencies are desperate to show measurable savings. The procurement environment has never been more favorable.
The Improper Payments Information Act (2002) and IPERIA (2012) legally require every federal agency to detect, report, and reduce improper payments annually. Compliance is non-negotiable. We become the infrastructure.
The DATA Act (2014) and CDM mandates opened government data APIs that were previously inaccessible. SSA, CMS, IRS, DOJ can now be queried together in real time. Nobody has built the cross-reference engine. Until now.
Every program has a different fraud vector. Spectr's engines are tuned to each one.
Cross-reference every recipient against the 90M-record SSA Death Master File. Flags any payment to a confirmed deceased individual — including date-of-death overlap analysis.
Find identical or near-identical invoices paid twice across siloed systems. Federal agencies literally cannot see each other's payment records. Spectr is the bridge.
Z-score + Benford's Law analysis on every claim. Flags providers billing 3σ above peer baselines. Catches upcoding, phantom services, and systematic fraud patterns.
NLP scan of submitted claims for missing signatures, wrong form types, mismatched data fields. This "boring" category accounts for 30% of all improper payments and is 100% automatable.
Flag any provider submitting a statistically anomalous volume of claims in a compressed window. Velocity attacks are the fastest-growing fraud vector in Medicaid.
Auto-generate the IPERIA annual reports every federal agency is legally required to file with OMB. Spectr becomes compliance infrastructure — a line item that cannot be cut.
Federal agencies have Palantir, Deloitte, and $50M sole-source contracts. State and local HHS offices administer Medicaid for 85M Americans with spreadsheet exports and manual spot checks. That's where the gap is widest, and where we're focused.
90M+ deceased beneficiary records
Every licensed US provider
All federal payment transactions
Published AGI eligibility bands
Debarred & excluded contractors
Excluded parties list
All-payer claims where published
Incarceration status where shared
Palantir-scale, out of reach for counties
No proprietary lock-in to get started
Standard state and county procurement opens MMIS exports, eligibility rosters, and vendor payment files under existing data-use agreements. Spectr layers the same cross-reference intelligence federal agencies pay tens of millions to configure — scoped for state budgets and 90-day pilots, not multi-year sole-source awards.
Direct Medicaid claims ingestion — the data state HHS already exports daily.
Contractor invoice files from procurement systems, cross-referenced against SAM.gov in real time.
Member eligibility rosters and all-payer claims history under standard data-use agreements.
The same duplicate and deceased-recipient detection federal agencies pay tens of millions to configure.